{"id":636,"date":"2020-06-29T20:04:46","date_gmt":"2020-06-29T20:04:46","guid":{"rendered":"https:\/\/mackaymclean.com\/?page_id=636"},"modified":"2020-08-07T19:36:29","modified_gmt":"2020-08-08T01:36:29","slug":"debtor-creditor-law","status":"publish","type":"page","link":"https:\/\/mackaymclean.com\/debtor-creditor-law\/","title":{"rendered":"Debtor Creditor Law"},"content":{"rendered":"\n[et_pb_section fb_built=&#8221;1&#8243; fullwidth=&#8221;on&#8221; admin_label=&#8221;Hero Section&#8221; _builder_version=&#8221;4.4.1&#8243; background_color=&#8221;rgba(0,0,0,0)&#8221; locked=&#8221;off&#8221;][et_pb_fullwidth_header title=&#8221;Our Legal Services&#8221; subhead=&#8221;Debtor-Creditor Law&#8221; text_orientation=&#8221;right&#8221; background_overlay_color=&#8221;rgba(0,0,0,0)&#8221; content_max_width=&#8221;550px&#8221; _builder_version=&#8221;4.5.4&#8243; title_font=&#8221;Source Sans Pro|700||on|||||&#8221; title_text_color=&#8221;#4688d4&#8243; title_font_size=&#8221;14px&#8221; title_letter_spacing=&#8221;2px&#8221; title_line_height=&#8221;1.8em&#8221; subhead_font=&#8221;Libre Baskerville|700||on|||||&#8221; subhead_font_size=&#8221;48px&#8221; subhead_letter_spacing=&#8221;3px&#8221; subhead_line_height=&#8221;1.4em&#8221; background_enable_color=&#8221;off&#8221; background_image=&#8221;https:\/\/mackaymclean.com\/wp-content\/uploads\/2020\/03\/regina-lawyers.jpg&#8221; parallax=&#8221;on&#8221; parallax_method=&#8221;on&#8221; custom_button_one=&#8221;on&#8221; button_one_text_size=&#8221;16px&#8221; button_one_border_width=&#8221;1px&#8221; button_one_border_color=&#8221;rgba(255,255,255,0.3)&#8221; button_one_border_radius=&#8221;0px&#8221; button_one_letter_spacing=&#8221;1px&#8221; button_one_font=&#8221;Source Sans Pro|||on|||||&#8221; button_one_icon=&#8221;%%3%%&#8221; button_one_icon_color=&#8221;#4688d4&#8243; custom_button_two=&#8221;on&#8221; button_two_text_size=&#8221;16px&#8221; button_two_border_width=&#8221;1px&#8221; button_two_border_color=&#8221;rgba(255,255,255,0.3)&#8221; button_two_border_radius=&#8221;0px&#8221; button_two_letter_spacing=&#8221;1px&#8221; button_two_font=&#8221;Source Sans Pro|||on|||||&#8221; button_two_icon=&#8221;%%3%%&#8221; button_two_icon_color=&#8221;#4688d4&#8243; module_alignment=&#8221;right&#8221; custom_margin=&#8221;|||&#8221; custom_padding=&#8221;0.3%||13px|||&#8221; hover_enabled=&#8221;0&#8243; button_one_text_color_hover=&#8221;#edbb5f&#8221; button_two_text_color_hover=&#8221;#edbb5f&#8221; button_one_bg_color_hover=&#8221;rgba(0,0,0,0)&#8221; button_two_bg_color_hover=&#8221;rgba(0,0,0,0)&#8221; button_one_text_size__hover_enabled=&#8221;off&#8221; button_two_text_size__hover_enabled=&#8221;off&#8221; button_one_text_color__hover_enabled=&#8221;on|desktop&#8221; button_one_text_color__hover=&#8221;#4688d4&#8243; button_two_text_color__hover_enabled=&#8221;on&#8221; button_two_text_color__hover=&#8221;#4688d4&#8243; button_one_border_width__hover_enabled=&#8221;off&#8221; button_two_border_width__hover_enabled=&#8221;off&#8221; button_one_border_color__hover_enabled=&#8221;off&#8221; button_two_border_color__hover_enabled=&#8221;off&#8221; button_one_border_radius__hover_enabled=&#8221;off&#8221; button_two_border_radius__hover_enabled=&#8221;off&#8221; button_one_letter_spacing__hover_enabled=&#8221;off&#8221; button_two_letter_spacing__hover_enabled=&#8221;off&#8221; button_one_bg_color__hover_enabled=&#8221;on&#8221; button_one_bg_color__hover=&#8221;rgba(0,0,0,0)&#8221; button_two_bg_color__hover_enabled=&#8221;on|hover&#8221;]<p>We are here for you.<\/p>[\/et_pb_fullwidth_header][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; admin_label=&#8221;Services&#8221; _builder_version=&#8221;4.4.1&#8243; custom_margin=&#8221;0px||||false|false&#8221; custom_padding=&#8221;18px|0px|26px|0px||&#8221;][et_pb_row column_structure=&#8221;1_2,1_2&#8243; _builder_version=&#8221;3.25&#8243; custom_margin=&#8221;|auto|-5px|auto||&#8221; custom_padding=&#8221;|||&#8221; animation_style=&#8221;fade&#8221;][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;3.25&#8243; custom_padding=&#8221;1px|||&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_text _builder_version=&#8221;4.5.4&#8243; text_font=&#8221;||||||||&#8221; header_font=&#8221;||||||||&#8221; header_2_font=&#8221;Libre Baskerville|700|||||||&#8221; header_2_text_color=&#8221;#c3b59f&#8221; header_2_font_size=&#8221;38px&#8221; header_2_letter_spacing=&#8221;1px&#8221; header_2_line_height=&#8221;1.4em&#8221; hover_enabled=&#8221;0&#8243; locked=&#8221;off&#8221;]<h3>Debtor-creditor Law Services<\/h3>\n<h2>What is Debtor-Creditor Law?<\/h2>\n<p><span>This type of law refers to the relationship between creditors and debtors.\u00a0<\/span>Once a creditor has a judgment the debtor often pays the full amount of the judgment. If the debtor cannot pay, the creditor and debtor may agree upon a payment schedule. If the debt is not paid and no payment plan is agreed upon the creditor may take steps to collect on the judgment.\u00a0<span>At<a href=\"https:\/\/mackaymclean.com\" target=\"_blank\" rel=\"noopener noreferrer\"> MacKay &amp; McLean<\/a>, our goal as your debtor-creditor legal counsel is to keep our clients out of <a href=\"https:\/\/sasklawcourts.ca\/index.php\/home\/court-of-queen-s-bench\/bankruptcy\" target=\"_blank\" rel=\"noopener noreferrer\">bankruptcy court<\/a>.<\/span><\/p>\n<p><span>In Canada, the statute of limitations for collections action is six years from the time the debtor has defaulted on the debt in question. However, this timeframe resets whenever the debtor makes payment towards or otherwise formally acknowledges the debt in question.\u00a0<\/span>Each province and territory also has their own statutes of limitations, in\u00a0Saskatchewan it is two years.\u00a0<span>Because of the jurisdictional crossover and potential confusion over whether a debt applies to provincial or federal regulations, consumers need to be conscious of what legislation applies to their individual debts and the applicable statues of legislation. Some common examples include <a href=\"https:\/\/www.ic.gc.ca\/eic\/site\/bsf-osb.nsf\/eng\/br02057.html\" target=\"_blank\" rel=\"noopener noreferrer\">provincial \/ federal <\/a><\/span><a href=\"https:\/\/www.ic.gc.ca\/eic\/site\/bsf-osb.nsf\/eng\/br02057.html\" target=\"_blank\" rel=\"noopener noreferrer\">student debt<\/a><span> and income tax debt.<\/span><\/p>\n<p><span><a href=\"https:\/\/lawreformcommission.sk.ca\/subject-heading\/debtor-and-creditor\/\" target=\"_blank\" rel=\"noopener noreferrer\">Debtor-Creditor Law<\/a> includes:<\/span><\/p>\n<ul>\n<li><span>Collection<\/span><\/li>\n<li><span>Promissory notes<\/span><\/li>\n<li><span>General security agreements<\/span><\/li>\n<li><span><span>Issues involving the Securities Commission.<br \/> <\/span><\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\"><span><\/span><\/span><\/p>\n[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;3.25&#8243; custom_padding=&#8221;5%|||&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_image src=&#8221;https:\/\/mackaymclean.com\/wp-content\/uploads\/2020\/07\/debt-creditor.jpg&#8221; title_text=&#8221;debt-creditor&#8221; _builder_version=&#8221;4.5.4&#8243; hover_enabled=&#8221;0&#8243;][\/et_pb_image][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; admin_label=&#8221;Process&#8221; _builder_version=&#8221;3.22&#8243; background_color=&#8221;#706851&#8243; custom_margin=&#8221;|||&#8221; custom_padding=&#8221;0px|0px|100px|0px&#8221; global_module=&#8221;616&#8243; saved_tabs=&#8221;all&#8221;][et_pb_row _builder_version=&#8221;3.25&#8243; custom_padding=&#8221;80px|0px|27px|0px||&#8221; locked=&#8221;off&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;3.25&#8243; custom_padding=&#8221;|||&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_text _builder_version=&#8221;4.4.8&#8243; text_font=&#8221;||||||||&#8221; header_font=&#8221;||||||||&#8221; header_2_font=&#8221;Libre Baskerville|700|||||||&#8221; header_2_text_color=&#8221;#c3b59f&#8221; header_2_font_size=&#8221;38px&#8221; header_2_letter_spacing=&#8221;1px&#8221; header_2_line_height=&#8221;1.4em&#8221; locked=&#8221;off&#8221;]<h3 style=\"text-align: center;\"><span style=\"color: #ffffff;\">Mackay &amp; Mclean Barrister &amp; Solicitors<\/span><\/h3>\n<h2 style=\"text-align: center;\"><span style=\"color: #ffffff;\">Our Services<\/span><\/h2>[\/et_pb_text][et_pb_divider color=&#8221;#ffffff&#8221; divider_weight=&#8221;2px&#8221; _builder_version=&#8221;4.4.1&#8243; max_width=&#8221;60px&#8221; module_alignment=&#8221;center&#8221; height=&#8221;2px&#8221; locked=&#8221;off&#8221;][\/et_pb_divider][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=&#8221;1_3,1_3,1_3&#8243; _builder_version=&#8221;3.25&#8243; custom_margin=&#8221;|||&#8221; custom_padding=&#8221;|||&#8221;][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;3.25&#8243; custom_padding=&#8221;|||&#8221; custom_padding_tablet=&#8221;20%|10%|6%|10%&#8221; custom_padding_phone=&#8221;&#8221; custom_padding_last_edited=&#8221;on|phone&#8221; padding_tablet=&#8221;20%|10%|6%|10%&#8221; padding_last_edited=&#8221;on|phone&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_blurb title=&#8221;Family Law&#8221; use_icon=&#8221;on&#8221; font_icon=&#8221;%%72%%&#8221; icon_color=&#8221;#ffffff&#8221; use_circle=&#8221;on&#8221; content_max_width=&#8221;800px&#8221; use_icon_font_size=&#8221;on&#8221; icon_font_size=&#8221;32px&#8221; _builder_version=&#8221;4.4.8&#8243; header_level=&#8221;h3&#8243; header_font=&#8221;Libre Baskerville|700||on|||||&#8221; header_text_color=&#8221;#ffffff&#8221; header_font_size=&#8221;18px&#8221; header_letter_spacing=&#8221;1px&#8221; header_line_height=&#8221;1.8em&#8221; body_font=&#8221;Source Sans Pro||||||||&#8221; body_font_size=&#8221;14px&#8221; body_letter_spacing=&#8221;1px&#8221; body_line_height=&#8221;1.8em&#8221; background_color=&#8221;#c3b59f&#8221; text_orientation=&#8221;center&#8221; custom_margin=&#8221;40px|||&#8221; custom_padding=&#8221;60px|30px|60px|30px&#8221; animation_style=&#8221;slide&#8221; animation_direction=&#8221;top&#8221; animation_intensity_slide=&#8221;10%&#8221; animation=&#8221;off&#8221; border_style_all=&#8221;dashed&#8221; box_shadow_style=&#8221;preset3&#8243; box_shadow_vertical=&#8221;15px&#8221; box_shadow_blur=&#8221;80px&#8221; box_shadow_color=&#8221;rgba(0,0,0,0.2)&#8221; locked=&#8221;off&#8221;]<p><span style=\"color: #ffffff;\">Family law includes divorce and mediation, custody arrangements, and estate and wills.<\/span><\/p>\n<p><strong><span style=\"color: #2a619c;\"><a href=\"\/family-law\/\" style=\"color: #2a619c;\">LEARN MORE<\/a><\/span><\/strong><\/p>[\/et_pb_blurb][\/et_pb_column][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;3.25&#8243; custom_padding=&#8221;|||&#8221; custom_padding_tablet=&#8221;20%|10%|6%|10%&#8221; custom_padding_phone=&#8221;&#8221; custom_padding_last_edited=&#8221;on|desktop&#8221; padding_tablet=&#8221;20%|10%|6%|10%&#8221; padding_last_edited=&#8221;on|desktop&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_blurb title=&#8221;Real Estate &#038; Property Law&#8221; use_icon=&#8221;on&#8221; font_icon=&#8221;%%102%%&#8221; icon_color=&#8221;#ffffff&#8221; use_circle=&#8221;on&#8221; content_max_width=&#8221;800px&#8221; use_icon_font_size=&#8221;on&#8221; icon_font_size=&#8221;56px&#8221; _builder_version=&#8221;4.4.8&#8243; header_font=&#8221;Libre Baskerville|700||on|||||&#8221; header_font_size=&#8221;18px&#8221; header_letter_spacing=&#8221;1px&#8221; header_line_height=&#8221;1.8em&#8221; body_font=&#8221;Source Sans Pro||||||||&#8221; body_font_size=&#8221;14px&#8221; body_letter_spacing=&#8221;1px&#8221; body_line_height=&#8221;1.8em&#8221; background_color=&#8221;#ffffff&#8221; text_orientation=&#8221;center&#8221; custom_margin=&#8221;|||&#8221; custom_padding=&#8221;90px|30px|90px|30px|true|&#8221; animation_style=&#8221;slide&#8221; animation_direction=&#8221;top&#8221; animation_delay=&#8221;200ms&#8221; animation_intensity_slide=&#8221;10%&#8221; animation=&#8221;off&#8221; border_style_all=&#8221;dashed&#8221; box_shadow_style=&#8221;preset3&#8243; box_shadow_vertical=&#8221;15px&#8221; box_shadow_blur=&#8221;80px&#8221; box_shadow_color=&#8221;rgba(0,0,0,0.2)&#8221; locked=&#8221;off&#8221;]<p><span>This includes real estate, conveyance, mortgages, chattel mortgages, wills &amp; estates.<\/span><\/p>\n<p><strong><a href=\"\/property-law\/\">LEARN MORE<\/a><\/strong><\/p>[\/et_pb_blurb][\/et_pb_column][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;3.25&#8243; custom_padding=&#8221;|||&#8221; custom_padding_tablet=&#8221;20%|10%|6%|10%&#8221; custom_padding_phone=&#8221;&#8221; custom_padding_last_edited=&#8221;on|desktop&#8221; padding_tablet=&#8221;20%|10%|6%|10%&#8221; padding_last_edited=&#8221;on|desktop&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_blurb title=&#8221;Criminal &#038; Traffic Law&#8221; use_icon=&#8221;on&#8221; font_icon=&#8221;%%75%%&#8221; icon_color=&#8221;#ffffff&#8221; use_circle=&#8221;on&#8221; content_max_width=&#8221;800px&#8221; use_icon_font_size=&#8221;on&#8221; icon_font_size=&#8221;32px&#8221; _builder_version=&#8221;4.4.8&#8243; header_level=&#8221;h3&#8243; header_font=&#8221;Libre Baskerville|700||on|||||&#8221; header_text_color=&#8221;#ffffff&#8221; header_font_size=&#8221;18px&#8221; header_letter_spacing=&#8221;1px&#8221; header_line_height=&#8221;1.8em&#8221; body_font=&#8221;Source Sans Pro||||||||&#8221; body_font_size=&#8221;14px&#8221; body_letter_spacing=&#8221;1px&#8221; body_line_height=&#8221;1.8em&#8221; background_color=&#8221;#c3b59f&#8221; text_orientation=&#8221;center&#8221; custom_margin=&#8221;40px|||&#8221; custom_padding=&#8221;60px|30px|60px|30px&#8221; animation_style=&#8221;slide&#8221; animation_direction=&#8221;top&#8221; animation_intensity_slide=&#8221;10%&#8221; animation=&#8221;off&#8221; border_style_all=&#8221;dashed&#8221; box_shadow_style=&#8221;preset3&#8243; box_shadow_vertical=&#8221;15px&#8221; box_shadow_blur=&#8221;80px&#8221; box_shadow_color=&#8221;rgba(0,0,0,0.2)&#8221; locked=&#8221;off&#8221;]<p><span style=\"color: #ffffff;\">This includes charges pursuant to municipal law, the Canadian Criminal Code, and Traffic Safety legislation.<\/span><\/p>\n<p><strong><a href=\"\/criminal-traffic-law\/\">LEARN MORE<\/a><\/strong><\/p>[\/et_pb_blurb][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=&#8221;1_3,1_3,1_3&#8243; _builder_version=&#8221;3.25&#8243; custom_margin=&#8221;|||&#8221; custom_padding=&#8221;|||&#8221;][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;3.25&#8243; custom_padding=&#8221;|||&#8221; custom_padding_tablet=&#8221;20%|10%|6%|10%&#8221; custom_padding_phone=&#8221;&#8221; custom_padding_last_edited=&#8221;on|phone&#8221; padding_tablet=&#8221;20%|10%|6%|10%&#8221; padding_last_edited=&#8221;on|phone&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_blurb title=&#8221;Commercial Law&#8221; use_icon=&#8221;on&#8221; font_icon=&#8221;%%144%%&#8221; icon_color=&#8221;#ffffff&#8221; use_circle=&#8221;on&#8221; content_max_width=&#8221;800px&#8221; use_icon_font_size=&#8221;on&#8221; icon_font_size=&#8221;32px&#8221; _builder_version=&#8221;4.4.8&#8243; header_level=&#8221;h3&#8243; header_font=&#8221;Libre Baskerville|700||on|||||&#8221; header_text_color=&#8221;#ffffff&#8221; header_font_size=&#8221;18px&#8221; header_letter_spacing=&#8221;1px&#8221; header_line_height=&#8221;1.8em&#8221; body_font=&#8221;Source Sans Pro||||||||&#8221; body_font_size=&#8221;14px&#8221; body_letter_spacing=&#8221;1px&#8221; body_line_height=&#8221;1.8em&#8221; background_color=&#8221;#c3b59f&#8221; text_orientation=&#8221;center&#8221; custom_margin=&#8221;40px|||&#8221; custom_padding=&#8221;60px|30px|60px|30px&#8221; animation_style=&#8221;slide&#8221; animation_direction=&#8221;top&#8221; animation_intensity_slide=&#8221;10%&#8221; animation=&#8221;off&#8221; border_style_all=&#8221;dashed&#8221; box_shadow_style=&#8221;preset3&#8243; box_shadow_vertical=&#8221;15px&#8221; box_shadow_blur=&#8221;80px&#8221; box_shadow_color=&#8221;rgba(0,0,0,0.2)&#8221; locked=&#8221;off&#8221;]<p><span style=\"color: #ffffff;\">\u00a0Commercial law includes organization, shareholder contracts, and commercial contracts.<\/span><\/p>\n<p><strong><a href=\"\/commercial-law\/\">LEARN MORE<\/a><\/strong><\/p>[\/et_pb_blurb][\/et_pb_column][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;3.25&#8243; custom_padding=&#8221;|||&#8221; custom_padding_tablet=&#8221;20%|10%|6%|10%&#8221; custom_padding_phone=&#8221;&#8221; custom_padding_last_edited=&#8221;on|desktop&#8221; padding_tablet=&#8221;20%|10%|6%|10%&#8221; padding_last_edited=&#8221;on|desktop&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_blurb title=&#8221;Civil Law&#8221; use_icon=&#8221;on&#8221; font_icon=&#8221;%%168%%&#8221; icon_color=&#8221;#ffffff&#8221; use_circle=&#8221;on&#8221; content_max_width=&#8221;800px&#8221; use_icon_font_size=&#8221;on&#8221; icon_font_size=&#8221;56px&#8221; _builder_version=&#8221;4.4.8&#8243; header_font=&#8221;Libre Baskerville|700||on|||||&#8221; header_font_size=&#8221;18px&#8221; header_letter_spacing=&#8221;1px&#8221; header_line_height=&#8221;1.8em&#8221; body_font=&#8221;Source Sans Pro||||||||&#8221; body_font_size=&#8221;14px&#8221; body_letter_spacing=&#8221;1px&#8221; body_line_height=&#8221;1.8em&#8221; background_color=&#8221;#ffffff&#8221; text_orientation=&#8221;center&#8221; custom_margin=&#8221;|||&#8221; custom_padding=&#8221;90px|30px|90px|30px|true|&#8221; animation_style=&#8221;slide&#8221; animation_direction=&#8221;top&#8221; animation_delay=&#8221;200ms&#8221; animation_intensity_slide=&#8221;10%&#8221; animation=&#8221;off&#8221; border_style_all=&#8221;dashed&#8221; box_shadow_style=&#8221;preset3&#8243; box_shadow_vertical=&#8221;15px&#8221; box_shadow_blur=&#8221;80px&#8221; box_shadow_color=&#8221;rgba(0,0,0,0.2)&#8221; locked=&#8221;off&#8221;]<p><span>This includes charges pursuant to municipal law, the Canadian Criminal Code, and Traffic Safety legislation.<\/span><\/p>\n<p><strong><a href=\"\/civil-law\/\">LEARN MORE<\/a><\/strong><\/p>[\/et_pb_blurb][\/et_pb_column][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;3.25&#8243; custom_padding=&#8221;|||&#8221; custom_padding_tablet=&#8221;20%|10%|6%|10%&#8221; custom_padding_phone=&#8221;&#8221; custom_padding_last_edited=&#8221;on|desktop&#8221; padding_tablet=&#8221;20%|10%|6%|10%&#8221; padding_last_edited=&#8221;on|desktop&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_blurb title=&#8221;Debtor-Creditor Law &#8221; use_icon=&#8221;on&#8221; font_icon=&#8221;%%76%%&#8221; icon_color=&#8221;#ffffff&#8221; use_circle=&#8221;on&#8221; content_max_width=&#8221;800px&#8221; use_icon_font_size=&#8221;on&#8221; icon_font_size=&#8221;32px&#8221; _builder_version=&#8221;4.4.8&#8243; header_level=&#8221;h3&#8243; header_font=&#8221;Libre Baskerville|700||on|||||&#8221; header_text_color=&#8221;#ffffff&#8221; header_font_size=&#8221;18px&#8221; header_letter_spacing=&#8221;1px&#8221; header_line_height=&#8221;1.8em&#8221; body_font=&#8221;Source Sans Pro||||||||&#8221; body_font_size=&#8221;14px&#8221; body_letter_spacing=&#8221;1px&#8221; body_line_height=&#8221;1.8em&#8221; background_color=&#8221;#c3b59f&#8221; text_orientation=&#8221;center&#8221; custom_margin=&#8221;40px|||&#8221; custom_padding=&#8221;60px|30px|60px|30px&#8221; animation_style=&#8221;slide&#8221; animation_direction=&#8221;top&#8221; animation_intensity_slide=&#8221;10%&#8221; animation=&#8221;off&#8221; border_style_all=&#8221;dashed&#8221; box_shadow_style=&#8221;preset3&#8243; box_shadow_vertical=&#8221;15px&#8221; box_shadow_blur=&#8221;80px&#8221; box_shadow_color=&#8221;rgba(0,0,0,0.2)&#8221; locked=&#8221;off&#8221;]<p><span style=\"color: #ffffff;\">Debtor-Creditor law includes collection, promissory notes, general security agreements, and issues involving the Securities Commission.<\/span><\/p>\n<p><strong><a href=\"\/debtor-creditor-law\/\">LEARN MORE<\/a><\/strong><\/p>[\/et_pb_blurb][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; admin_label=&#8221;Clients&#8221; _builder_version=&#8221;4.4.8&#8243; background_color=&#8221;#706851&#8243; custom_padding=&#8221;0px|0px|100px|0px||&#8221;][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; admin_label=&#8221;Quote&#8221; _builder_version=&#8221;4.4.8&#8243; background_color=&#8221;#706851&#8243; background_image=&#8221;https:\/\/mackaymclean.com\/wp-content\/uploads\/2020\/03\/mackay-mclean-about.jpg&#8221; parallax=&#8221;on&#8221; custom_margin=&#8221;|||&#8221; custom_padding=&#8221;0px|0px|100px|0px&#8221; box_shadow_style=&#8221;preset7&#8243; box_shadow_horizontal=&#8221;0px&#8221; box_shadow_vertical=&#8221;100px&#8221; box_shadow_color=&#8221;#ffffff&#8221;][et_pb_row column_structure=&#8221;1_2,1_2&#8243; use_custom_gutter=&#8221;on&#8221; gutter_width=&#8221;0&#8243; _builder_version=&#8221;3.25&#8243; custom_padding=&#8221;0px|0px|0px|0px&#8221; locked=&#8221;off&#8221;][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;3.25&#8243; custom_padding=&#8221;|||&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_cta title=&#8221;We can help&#8221; button_url=&#8221;#&#8221; button_text=&#8221;Get Started&#8221; _builder_version=&#8221;4.4.1&#8243; header_font=&#8221;Source Sans Pro|700||on|||||&#8221; header_font_size=&#8221;14px&#8221; header_letter_spacing=&#8221;2px&#8221; header_line_height=&#8221;2em&#8221; body_font=&#8221;Libre Baskerville|700||on|||||&#8221; body_font_size=&#8221;38px&#8221; body_line_height=&#8221;1.4em&#8221; custom_button=&#8221;on&#8221; button_text_color=&#8221;#4688d4&#8243; button_bg_color=&#8221;#ffffff&#8221; button_border_width=&#8221;0px&#8221; button_border_radius=&#8221;0px&#8221; button_letter_spacing=&#8221;1px&#8221; button_font=&#8221;Source Sans Pro|600||on|||||&#8221; button_icon=&#8221;%%3%%&#8221; custom_margin=&#8221;-100px|||&#8221; custom_padding=&#8221;60px||60px|&#8221; animation_style=&#8221;slide&#8221; animation_direction=&#8221;bottom&#8221; animation_intensity_slide=&#8221;10%&#8221; animation_starting_opacity=&#8221;100%&#8221; box_shadow_style=&#8221;preset3&#8243; box_shadow_vertical=&#8221;15px&#8221; box_shadow_blur=&#8221;80px&#8221; box_shadow_color=&#8221;rgba(0,0,0,0.15)&#8221; button_border_radius_hover=&#8221;1px&#8221; locked=&#8221;off&#8221; button_text_size__hover_enabled=&#8221;off&#8221; button_one_text_size__hover_enabled=&#8221;off&#8221; button_two_text_size__hover_enabled=&#8221;off&#8221; button_text_color__hover_enabled=&#8221;off&#8221; button_one_text_color__hover_enabled=&#8221;off&#8221; button_two_text_color__hover_enabled=&#8221;off&#8221; button_border_width__hover_enabled=&#8221;off&#8221; button_one_border_width__hover_enabled=&#8221;off&#8221; button_two_border_width__hover_enabled=&#8221;off&#8221; button_border_color__hover_enabled=&#8221;off&#8221; button_one_border_color__hover_enabled=&#8221;off&#8221; button_two_border_color__hover_enabled=&#8221;off&#8221; button_border_radius__hover_enabled=&#8221;on&#8221; button_border_radius__hover=&#8221;1px&#8221; button_one_border_radius__hover_enabled=&#8221;off&#8221; button_two_border_radius__hover_enabled=&#8221;off&#8221; button_letter_spacing__hover_enabled=&#8221;off&#8221; button_one_letter_spacing__hover_enabled=&#8221;off&#8221; button_two_letter_spacing__hover_enabled=&#8221;off&#8221; button_bg_color__hover_enabled=&#8221;off&#8221; button_one_bg_color__hover_enabled=&#8221;off&#8221; button_two_bg_color__hover_enabled=&#8221;off&#8221;]<p>Contact Us<\/p>[\/et_pb_cta][\/et_pb_column][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;3.25&#8243; custom_padding=&#8221;|||&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_text _builder_version=&#8221;4.4.1&#8243; text_font=&#8221;Source Sans Pro|600||on|||||&#8221; text_letter_spacing=&#8221;2px&#8221; text_line_height=&#8221;2em&#8221; ul_font=&#8221;||||||||&#8221; background_color=&#8221;#4688d4&#8243; background_layout=&#8221;dark&#8221; custom_margin=&#8221;-50px|||&#8221; custom_padding=&#8221;60px|60px|80px|60px&#8221; animation_style=&#8221;slide&#8221; animation_direction=&#8221;top&#8221; animation_duration=&#8221;1500ms&#8221; animation_intensity_slide=&#8221;10%&#8221; animation_starting_opacity=&#8221;100%&#8221; box_shadow_style=&#8221;preset3&#8243; box_shadow_vertical=&#8221;15px&#8221; box_shadow_blur=&#8221;80px&#8221; box_shadow_color=&#8221;rgba(0,0,0,0.15)&#8221;]<p><span style=\"font-weight: 400;\">Your first consultation is free so that we may assess your need for a lawyer, cost of services and how we may help you.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">MacKay &amp; McLean provides the professional services of a large firm, with the intimate attention of a small firm. The legal process can be daunting and overwhelming, but it doesn&#8217;t have to be. MacKay &amp; McLean is with you every step of the way.<\/span><\/p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section]\n","protected":false},"excerpt":{"rendered":"<p>We are here for you.Debtor-creditor Law Services What is Debtor-Creditor Law? This type of law refers to the relationship between creditors and debtors.\u00a0Once a creditor has a judgment the debtor often pays the full amount of the judgment. If the debtor cannot pay, the creditor and debtor may agree upon a payment schedule. If the [&hellip;]<\/p>\n","protected":false},"author":3,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":""},"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.4 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Debtor Creditor Law Mackay and Mclean Barristers &amp; Solicitors Regina<\/title>\n<meta name=\"description\" content=\"Debtor Creditor Law Mackay and Mclean Barristers &amp; Solicitors Regina Law firm that offers real estate,criminal, personal injury &amp; family law.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/mackaymclean.com\/debtor-creditor-law\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Debtor Creditor Law Mackay and Mclean Barristers &amp; Solicitors Regina\" \/>\n<meta property=\"og:description\" content=\"Debtor Creditor Law Mackay and Mclean Barristers &amp; Solicitors Regina Law firm that offers real estate,criminal, personal injury &amp; family law.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/mackaymclean.com\/debtor-creditor-law\/\" \/>\n<meta property=\"og:site_name\" content=\"MacKay &amp; McLean Barristers &amp; Solicitors\" \/>\n<meta property=\"article:modified_time\" content=\"2020-08-08T01:36:29+00:00\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"12 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/mackaymclean.com\/debtor-creditor-law\/\",\"url\":\"https:\/\/mackaymclean.com\/debtor-creditor-law\/\",\"name\":\"Debtor Creditor Law Mackay and Mclean Barristers & Solicitors Regina\",\"isPartOf\":{\"@id\":\"https:\/\/mackaymclean.com\/#website\"},\"datePublished\":\"2020-06-29T20:04:46+00:00\",\"dateModified\":\"2020-08-08T01:36:29+00:00\",\"description\":\"Debtor Creditor Law Mackay and Mclean Barristers & Solicitors Regina Law firm that offers real estate,criminal, personal injury & family law.\",\"breadcrumb\":{\"@id\":\"https:\/\/mackaymclean.com\/debtor-creditor-law\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/mackaymclean.com\/debtor-creditor-law\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/mackaymclean.com\/debtor-creditor-law\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/mackaymclean.com\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Debtor Creditor Law\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/mackaymclean.com\/#website\",\"url\":\"https:\/\/mackaymclean.com\/\",\"name\":\"MacKay & McLean Barristers & Solicitors\",\"description\":\"Personalized and Caring Legal Services in Regina Since 1976\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/mackaymclean.com\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"en-US\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Debtor Creditor Law Mackay and Mclean Barristers & Solicitors Regina","description":"Debtor Creditor Law Mackay and Mclean Barristers & Solicitors Regina Law firm that offers real estate,criminal, personal injury & family law.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/mackaymclean.com\/debtor-creditor-law\/","og_locale":"en_US","og_type":"article","og_title":"Debtor Creditor Law Mackay and Mclean Barristers & Solicitors Regina","og_description":"Debtor Creditor Law Mackay and Mclean Barristers & Solicitors Regina Law firm that offers real estate,criminal, personal injury & family law.","og_url":"https:\/\/mackaymclean.com\/debtor-creditor-law\/","og_site_name":"MacKay &amp; 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